Course curriculum

    1. VFCA Disclaimer

    2. Why Was This Course Designed?

    3. Your Rights As A Consumer

    4. Important Vocabulary

    5. What is credit?

    6. How Can Having Good Credit Impact Your Life?

    7. An Example of Not Having Credit Cards

    8. The Big Three Bureaus

    9. Random Fun Fact

    10. The More Important Smaller Bureaus

    11. Credit Scoring

    1. Different Credit Score Models

    2. Random Fun Fact

    3. The 5 Main Components to the Analysis

    4. Your Credit Utilization

    5. Your Payment History

    6. Age of Credit

    7. The Credit Mix (Diversity) on Your Profile

    8. New Credit on Your Profile

    9. The 5 C's of Credit

    10. Some Credit DO's & DON'Ts!

    11. Bankruptcy or Not?

    12. How to Understand Debtors & Their Harassing Phone Calls

    13. Debt & Credit Time Clock

    14. Your Understanding

    1. Random Fun Fact

    2. Types of Debt

    3. Authorized Users & Joint Account Holders

    4. Tradelines: Do You Want To Pay For Them?

    5. Co-Signer Responsibilities

    6. Debit Cards VS Credit Cards

    7. Secured VS Unsecured Credit Cards

    8. Rewards Credit Cards VS Cash Back Cards

    9. Understanding Prime Credit

    10. Hard Inquiries VS Soft Inquiries

    11. Refinancing

    12. How Many Credit Cards Should You Have?

    13. Delinquent VS Derogatory Marks

    14. Debt-To-Income Ratio

    15. Canceled Debt

    16. Ways To Leverage Your Credit

    17. Your Understanding

      FREE PREVIEW

    1. Step-By-Step

    2. How To Order Your Credit Report: Step 1

    3. Understanding Your Credit Report: Step 2

    4. Identifying Incorrect Items: Step 3

    5. Creating an Initial Dispute Letter: Step 5

    6. Random Fun Fact

    7. How to Legally Get Your Inquiries Removed

    8. Mailing Out Your Dispute Letters: Step 6

    9. Creating a Counter-Dispute to the Bureaus: Step 7

    10. Creating a Negotiation Letter-- DEBT SETTLEMENT: Step 8

    1. Time to Build Your Credit

    2. Suggestions & Fine Print for Credit Card Applications

    3. Applying for Secured & Unsecured Credit Cards

    4. The Best Secured Cards To Build Your Credit

    5. Important Credit Card Dates

    6. Random Fun Fact

    7. How Many Different Types of Credit Cards Are There?

    8. How to Maintain Several Credit Cards

    9. Retail Credit Cards: Are They Worth It?

    10. Airline Miles Credit Cards: Are They Worth It?

    11. Applying for Loans

    12. Your Understanding

    1. Stop Spending Frivolously!

    2. How to Get Rid of Your Spending Itch!

    3. How to Create Your Budget

    4. The Best Way to Organize Your Finances

    5. Random Fun Fact

    6. How to Get Other Quick Sources of Income

    7. Different Ways to Save

    8. Using Money Saving Apps

About this course

  • $19.89 / month with 3 day free trial
  • 81 lessons
  • 0 hours of video content