Course curriculum

    1. VFCA Disclaimer

    2. Why Was This Course Designed?

    3. Your Rights As A Consumer

    4. Important Vocabulary

    5. What is Credit?

    6. Why Does Credit Matter?

    7. How Can Having Good Credit Impact Your Life?

    8. The Big Three Bureaus

    9. What Credit Scores Looks Like

    10. Random Fun Fact (History of Credit)

    11. Important Specialty Bureaus

    12. Different Credit Score Models

    13. How Are Credit Scores Calculated?

    14. Who Reports Your Data? How is it Collected?

    15. What Is A Furnisher's Responsibility?

    16. CRA vs Data Broker

    1. Random Fun Fact

    2. Your Credit Utilization

    3. Your Payment History

    4. Age of Credit

    5. The Credit Mix (Diversity) on Your Profile

    6. New Credit on Your Profile

    7. The 5 C's of Credit

    8. Some Credit DO's & DON'Ts!

    9. Bankruptcy or Not?

    10. How to Understand Debtors & Their Harassing Phone Calls

    11. Debt & Credit Time Clock

    12. Your Understanding

    1. Random Fun Fact

    2. Types of Debt

    3. Authorized Users & Joint Account Holders

    4. Tradelines: Do You Want To Pay For Them?

    5. Co-Signer Responsibilities

    6. Debit Cards VS Credit Cards

    7. Secured VS Unsecured Credit Cards

    8. Rewards Credit Cards VS Cash Back Cards

    9. Understanding Prime Credit

    10. Hard Inquiries VS Soft Inquiries

    11. Refinancing

    12. How Many Credit Cards Should You Have?

    13. Delinquent VS Derogatory Marks

    14. Debt-To-Income Ratio

    15. Canceled Debt

    16. Ways To Leverage Your Credit

    17. Your Understanding

      FREE PREVIEW

    1. What Is a Dispute?

    2. Debt Validation vs Credit Disputes

    3. Step-By-Step

    4. How To Order Your Credit Report: Step 1

    5. Understanding Your Credit Report: Step 2

    6. Identifying Incorrect Items: Step 3

    7. Organizing Your Correspondence Letters: Step 4

    8. Creating an Initial Dispute Letter: Step 5

    9. Random Fun Fact

    10. How to Legally Get Your Inquiries Removed

    11. Mailing Out Your Dispute Letters: Step 6

    12. What to Expect from the Bureaus

    13. Creating a Counter-Dispute to the Bureaus: Step 7

    14. Creating a Negotiation Letter-- DEBT SETTLEMENT: Step 8

    15. Understanding Reinsertions & Reinvestigations

    1. Time to Build Your Credit

    2. Suggestions & Fine Print for Credit Card Applications

    3. The 8 Key Terms to a Loan Agreement

    4. Applying for Secured & Unsecured Credit Cards

    5. An Example of Not Having Credit Cards

    6. The Best Secured Cards To Build Your Credit

    7. Important Credit Card Dates

    8. Random Fun Fact

    9. How Many Different Types of Credit Cards Are There?

    10. How to Maintain Several Credit Cards

    11. Retail Credit Cards: Are They Worth It?

    12. Airline Miles Credit Cards: Are They Worth It?

    13. Applying for Loans

    14. Subprime Lenders

    15. Your Understanding

    1. The Best Way to Organize Your Finances

    2. Stop Spending Frivolously!

    3. How to Create Your Budget

    4. Different Ways to Save

    5. Using Money Saving Apps

    6. Random Fun Fact

    7. How to Get Other Quick Sources of Income

    8. How to Get Rid of Your Spending Itch!

About this course

  • $19.89 / month with 3 day free trial
  • 92 lessons
  • 0 hours of video content